Demo | Enroll
Determine if you meet the eligibility requirements to open a Health Savings Account.
Open a HSA Online
Download the Printable Transfer Form
Insurance Coverage Exceptions
The following are exceptions, called "permitted insurance" which an individual can have in addition to the HDHP and still qualify for an HSA:
What is a High Deductible Health Plan (HDHP)?
An HDHP is a plan with an annual deductible of at least $1,300 for individual coverage or $2,600 for family coverage with a maximum out-of-pocket expense of $6,600 for individual and $12,900 for family (2015 figures). For 2016, the minimum deductible of at least $1,300 for individual coverage or $2,600 for family coverage with a maximum out-of-pocket expense for individuals is $6,850 and $13,100 for the family plan.
Note: A plan will still qualify as an HDHP even though it may not have a deductible if it is for preventive care.
An Equal Housing Lender. Member FDIC.
This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.